About
Have you ever tried to deal with your lender on your own? Have you experienced the maddening frustration of being routed through an automated phone system only to be told that there is nothing the bank is willing to do for you? Are you ready to tear out your hair?
Our team of seasoned professionals led by 30 year real estate veteran, Christopher Thiel has responded to the need for quick, clean and fair dealings between the consumer and their lender. We have developed the relationships necessary, with actual decision makers. As a result we are able to achieve what very few people nationwide are able to do.
We get results simple as that. We will perform a free evaluation of your situation. We will prepare the necessary paperwork and we will submit your offer to the bank. We will get you an answer, sometimes in as little as 24 hours. Best of all, we are so confident that we can help you, that we never charge anything up front. You pay for our services only if we are successful in procuring an approval for you.
What happens when we win? You will eliminate up to 94% of what you owe the bank. The bank will agree in writing not to pursue you for any deficiency. Your monthly payment will disappear, and the bank will record a full reconveyance of your second mortgage. It’s as simple as that.
You are just a phone call or e-mail away from relief. You will be glad you called.
$300,000 HELOC: Settled for $53,000
a $247,000 reduction – Eliminated $1,625 monthly payment
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$120,000 HELOC: Settled for $20,000
a $100,000 reduction – Eliminated $675 monthly payment
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$150,000 HELOC: Settled for $9,000
a $144,000 reduction – Eliminated $1,100 monthly payment
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$235,000 HELOC: Settled for $25,000
a $210,000 reduction – Eliminated $1,410 monthly payment
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$21,000 HELOC: Settled for $2,100
a $18,900 reduction – Eliminated $210 monthly payment
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We are looking forward to hearing from you.
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Christopher Thiel
The founder and President of Settled Helocs brings 30 years of real estate and finance expertise to bear for our clients. He has developed the contacts and relationships necessary to achieve the fast results that only the Settled Helocs Group can deliver.
During his long career Chris has experienced three major meltdowns in the real estate and financial industry. His vast experience in dealing with the complex issues related to settlements allows him to quickly and efficiently cut through the red tape and bring to the homeowner a result that works for everyone.
Feel free to contact Chris and his team of professionals and put them to work for you and your financial future.
John Cole
John has been active in the Real estate and finance industry for the past 15 years. He has extensive knowledge and first hand experience with the acquisition and disposition of hundreds of residential and commercial properties.
John also has great understanding of the financial aspects of the banking crises and current market conditions. He has served on the board of directors for several corporations and numerous advisory committees.
John is also very active in his community and resides in Southern California with his wife, and two young boys.
Cindy Sparrow
I come from a background of over 25 years of experience in escrow and title. I truly believe that customer service is what sets me apart from other people. I enjoy working and helping people in every transaction. My motto is”There are no problems only solutions!”
I am a San Diego native and the love working and living in San Diego. In my spare time I love rescuing dogs and truly enjoy my new and most favorite job of Grandmother.
Alysia Espinoza
Alysia is a San Diego native and has been in Real Estate for over 10 years. She has worked in escrow, processed loans, loan modifications, and is a Real Estate agent.
Alysia is also very active in the community. She has been in Martial Arts for over 10 years and specializes in boxing and woman’s self defense.
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Testimonials to Our Ability
“When Chris and I first got together he spelled out what it would take to get a deal done for me. To be honest, I didn’t think it would happen, but since it cost me nothing up front I figured why not? Boy was I ever surprised when he called 15 days after submitting the package with an acceptance of my offer to settle! Thanks Chris for making this happen.”
Dr. Frederick J.
“Chris, thanks so very much for your professional assistance during a very difficult period. Despite the bank expressing an initial relucatnace to accept my offer your skills won the day!”
Betty J.
Hello John, I just received my zero balance statement from Citi! I still can’t believe it. The sense of relief is almost as overwhelming as the debt was, what a load off and a game changer, as you said! I want to thank you both so much for all of your help through this process. I think you will be getting a lot of referrals from this. A mortgage broker friend of our family, Einat, told me she has been sending clients your way and my accountant just asked for your info for some of his clients. I was in contact with one of them who said he will be calling you. I’m so happy and so excited to spread the word to let more people know about this. And also how helpful you were and how fast it all happened. I’m still pinching myself. Have a wonderful holiday weekend!
Aristea
“Like a lot of people I felt that the American dream of home ownership had turned into a trap from which there was no escape. I tried to deal with the Bank on my own but that quickly proved to be a trip into quicksand. There was no way to do it without it becoming an unpaid full time job.
Then I received a letter from Christopher. Within 17 days from his submitting a settlement package for me, I had settled my HELOC for .16 cents on the dollar! Not only that, but I’m not paying monthly on the HELOC either. It’s GONE!!
There is nothing else to say but Thanks Chris!
Sincerely,”
Jeff F.
“I was in the middle of trying to do a loan modification on both my first and second loans. The problem was that neither lender would do anything until the other one had done something! This had been going on for months with no end in sight.Then I received a letter from Chris offering assistance with my HELOC. I still cannot believe this, but within 48 hours of submitting my file to the bank, he had settled my HELOC for 11 cents on the dollar including his fee! I have never believed in miracles, but in this case…
“I admit I was skeptical. Who wouldn’t be? I have tried dealing with my bank and I am a pretty smart guy. Finally I just gave up and almost through Chris’s letter away as nonsense. Then I said to myself, “What do I have to lose”? So I called. Three days later, my HELOC was settled for 6 cents on the dollar. What can I say? What is there to say? Unbelievable!
Thanks guys.”
James N.
We owe this testimonial to John and Chris for the excellent job they have done for me and my family. I called them with a background thought of “there is a big chance that these guys aren’t real!” One thing that gave us confort was that they asked for no money in advance, so we thought that we can’t loose anything by going forward with this. so, It took us only 4 days to settle our HELOC for 13 Cents on the Dollar including their fees!! Still wan’t believing it until this morning that I checked my HELOC ballance and it was ZERO! Thank you guys!!!
Ali B.
John & Chris,
I would like to thank you again for the amazing accomplishment. I’m like a hero now in my neighbourhood. Everybody has taken your contacts (some people still approaching me for your contacts). I hope it will work out favorably for all my friends.
Thanks
Srini
Contact
Settled Helocs Group
Office: 1-888-599-6619
Chris Thiel: 858 212-6121
John Cole: 760 685-0901
Fax: 888-354-2822
Send us an email: info@settlemyheloc.com
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1042 N. El Camino Real Suite B-428 Encinitas CA, 92024
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